Don’t expect to be able to live comfortably on the money the government takes from you for your retirement. I planned at a very young age (early 20s) to bust my ass to be able to retire at an early age, with the money for my wife and I to live comfortably for the rest of our lives. I retired ant 44, although I’m just as busy now as I was then.
It took a plan, long hours executing the plan, and the willingness to gamble with innovation, instead of playing it safe. The time is now for young people to get their shit together and build for the future. Don’t depend on the government as they screw up everything they touch.