Between tax rates going up and knowing that it is just a mater of time before the economy will tank – you should give some thought of your financial situation. I sold a 1/3 of my non-IRA Mutual Funds in December and a 1/3 in January – so I can pay last year and this year’s Capital Gains Maximum of 25%.
IRA withdraws are taxed as income when withdrawn – so I’ll take the maximum I can withdraw out for the lower rate. I’ll convert the balance to cash until we get through Biden/Harris. Trust me, I’m far the only man of a little wealth doing this. You will see a ton of money exit the stock market and go into real estate, precious metals, and high end collectibles.